Retailers supply physical goods to consumers for personal use. For many years, Burghgraef van Tiel has been a trusted and strategic partner for the retail sector in the Netherlands.
The sector consists of various branches, such as the food sector, the fashion sector, the housing sector, etc. The retail sector is the last link in the distribution chain, which runs from manufacturer to consumer.
Assess risks
When assessing the insurable risks in the retail sector, a wide variety of matters are considered.
The main parts are:
- Morality / relationship property owner / tenant
- The value of goods
- The location of the safe
- Habitation
- Surroundings
- Electrical installation
- Housekeeping, especially with regard to the warehouse
- Smoking
- Water damage risk
- Waste treatment
The above parts apply to the entire retail sector. In addition, there are a number of risk factors that are specific to specific types of companies.
Vacancy management
The vacancy of retail space is increasing. If a building is empty, the chance of damage also increases. That is why it is important that there is an active policy on vacancy management.
The main points of attention are:
- Is there supervision, e.g. anti-squatting in accordance with the KLB
- Is the building frost-free, if not the pipes freeze to pieces (water damage)
- Is the electronic burglar alarm system switched on
- Is there an approved extinguishing agent
- Is the building still maintained (such as roof inspections, removing graffiti)
- Is there also temporary rental, for example flea markets, etc., this increases the risk
Our services
You can contact us for a thorough risk analysis. This is an important first step in your risk management process. After all, if you know what the risks are, you can anticipate and intervene before it is too late.
